MyBillKhata Terms of Service

1. Acceptance of Terms

MyBillKhata ("Service", "we", "us", or "our") provides bill management and accounting services through our website https://mybillkhata.com and related applications. By registering for, accessing, or using our Service, you ("User", "you", or "your") agree to be bound by these Terms of Service.

2. Definitions

3. Account Registration and Security

3.1 Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our Service.

3.2 Account Creation

To access the Service, you must register and create an account by providing accurate and complete information.

3.3 Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Immediately notifying us of any unauthorized use

4. Subscription and Payments

4.1 Subscription Plans

We offer various subscription plans with different features and pricing. All fees are quoted in Indian Rupees (₹) and are exclusive of applicable taxes.

4.2 Payment Processing

Payments are processed through Razorpay. By providing payment information, you authorize us to charge the applicable fees.

4.3 Auto-Renewal

Subscriptions automatically renew at the end of each billing period unless cancelled before the renewal date.

4.4 Refunds

Refunds are governed by our Refund Policy available at https://mybillkhata.com/refund-policy

5. User Responsibilities

5.1 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms.

5.2 Prohibited Activities

You shall not:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction
• Upload malicious code or viruses
• Attempt to gain unauthorized access to the Service
• Interfere with or disrupt the Service
• Use the Service to transmit spam or unsolicited messages
• Impersonate any person or entity

6. Intellectual Property

6.1 Our Intellectual Property

All rights, title, and interest in the Service, including all software, trademarks, and content (excluding User Content) are owned by MyBillKhata.

6.2 User Content

You retain all rights to the content you upload to the Service. By uploading content, you grant us a license to store, process, and display that content solely for providing the Service.

6.3 Feedback

Any feedback, suggestions, or ideas you provide may be used by us without any obligation to you.

7. Data Privacy and Security

7.1 Privacy Policy

Our collection and use of your personal information is governed by our Privacy Policy available at https://mybillkhata.com/privacy-policy

7.2 Data Security

We implement reasonable security measures to protect your data, but cannot guarantee absolute security.

7.3 Data Backup

You are responsible for maintaining backups of your important data. We perform regular backups but do not guarantee data recovery.

8. Third-Party Services

The Service may integrate with or contain links to third-party services. We are not responsible for the content or practices of these third-party services.

9. Service Availability and Modifications

9.1 Service Availability

We strive to maintain 99.5% uptime but do not guarantee uninterrupted access to the Service.

9.2 Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time.

9.3 Feature Updates

We may add, remove, or modify features without prior notice.

10. Termination

10.1 Termination by You

You may cancel your subscription at any time through your account settings.

10.2 Termination by Us

We may suspend or terminate your access to the Service if you violate these Terms.

10.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. We may retain your data for a reasonable period as required by law.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MYBILLKHATA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

13. Indemnification

You agree to indemnify and hold harmless MyBillKhata and its affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India.

14.2 Dispute Resolution

Any disputes shall first be attempted to be resolved through mutual discussion. Unresolved disputes shall be subject to the exclusive jurisdiction of courts in [Your City, State].

14.3 Grievance Officer

As required under Indian law, we have appointed a Grievance Officer:

15. Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes via email or through the Service. Continued use after changes constitutes acceptance.

16. Miscellaneous

16.1 Entire Agreement

These Terms constitute the entire agreement between you and MyBillKhata regarding the Service.

16.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force.

16.3 Force Majeure

We shall not be liable for any failure to perform due to causes beyond our reasonable control.

17. Contact Information

For questions about these Terms of Service, please contact us:

Email: legal@mybillkhata.com

Website: https://mybillkhata.com

Address: [Your Business Address]